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Financial Considerations

The Ochsner Multi-Organ Transplant Institute accepts most forms of insurance including Medicare and Medicaid. The cost of an organ transplant, including pre-transplant evaluation and post-transplant follow-up care can be very high. Before you are scheduled for a transplant evaluation you will meet with one of Ochsner's Transplant Financial Counselors located to determine what specific insurance coverage you have regarding organ transplant. You will be asked to bring the following to your interview with your Transplant Financial Counselor:

  • Financial Statements, including copies of your last 3 federal tax returns with appropriate attachments
  • A recent credit report, if available
  • Complete insurance information for the patient

Insurance Processing

Your Financial Counselor will contact your insurance company to obtain details on the benefits available for your transplant. These details include:

  • Effective date of insurance coverage
  • Deductible amounts
  • Co-insurance or other supplements
  • Coverage limits for transplant
  • Pre-certification requirements, verbally and in writing
  • Other information as necessary

Accepted Insurances

The financial clearance process can take several days or weeks to complete. Your Financial Counselor will work to obtain all information as quickly as possible. Your Financial Counselor will notify your Transplant Coordinator of your financial clearance status. When financial clearance is obtained you will be contacted by the transplant team to begin your evaluation. If you do not have enough insurance coverage or have no coverage for transplant, we will assist you in finding possible alternatives. Please contact us for more information.

The Ochsner Multi-Organ Transplant Institute is a Center of Excellence for the following insurance networks:

  • URN / Optum Health
  • Interlink
  • Cigna LifeSource
  • LifeTrace
  • Humana NTN

The Ochsner Multi-Organ Transplant Institute accepts several other insurance carriers for transplant coverage including, but not limited to:

  • Blue Cross / Blue Shield of Louisiana
  • Humana
  • Cigna
  • Multiplan
  • Coventry

Acceptance varies by specific health plan products and Ochsner programs and physicians. Please check with your health plan or Ochsner Health to confirm participation.

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